DU No Longer Needs a 620 Credit Score and a 50-Year Mortgage?!

DU No Longer Needs a 620 Credit Score and a 50-Year Mortgage?!

Ken Martello
Published on: 19/12/2025

Two major mortgage updates are making waves lately. One is confirmed, the other is still just talk. Here’s what borrowers and agents should actually pay attention to.

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Rates Are Dropping. Do Not Get Pushed Into a Bad Refinance

Rates Are Dropping. Do Not Get Pushed Into a Bad Refinance

Ken Martello
Published on: 19/12/2025

As mortgage rates dip, homeowners are facing aggressive refinance pressure. Here is how to protect yourself and only refinance when it truly makes sense.

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Jobs Report Preview: Why a Miss Could Help Mortgage Rates

Jobs Report Preview: Why a Miss Could Help Mortgage Rates

Ken Martello
Published on: 16/12/2025

Quick setup for the jobs report. Markets are expecting about 53,000 new jobs added, with unemployment around 4.4%. Lately, job data has been a bit soft. The ADP report showed 32,000 jobs lost, Chair Powell recently noted jobs may have been overstated by about 60,000 each month over the past few months.

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Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS #:1359687.

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